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Privacy Statement and Practices
WHAT DOES FIRST AMERICAN BANK DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The type of personal information we collect and share depends on the product or service you have with us. This information can include:
• Social Security number and credit history
• Account balance and transaction or loss history
• Payment history and overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons First American Bank chooses to share and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
• For our everyday business purposes — such as to process your transactions, maintain your
account(s), respond to court orders and legal investigations, or report to credit bureaus. Does First American Bank share this information? Yes. Can you limit this sharing? No.
• For our marketing purposes — to offer our products and services to you. Does First American Bank share this information? No. Can you limit this sharing? No.
• For joint marketing with other financial companies. Does First American Bank share this information? No. Can you limit this sharing? No.
• For our affiliates' everyday business purposes — information about your transactions and experiences. Does First American Bank share this information? No. Can you limit this sharing? No.
• For our affiliates' everyday business purposes — information about your creditworthiness. Does First American Bank share this information? No. Can you limit this sharing? No.
• For our affiliates to market to you. Does First American Bank share this information? No. Can you limit this sharing? No.
• For nonaffiliates to market to you. Does First American Bank share this information? No. Can you limit this sharing? No.
QUESTIONS?
Call 515-965-9500 or go to our website: www.bankfirstamerican.com. You can easily submit queries by using the "Contact Us" form located in the "About Us" section.
WHO WE ARE
Who is providing this notice? First American Bank
WHAT WE DO
How does First American Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First American Bank collect my personal information?
We collect your personal information, for example, when you:
• Open accounts or use your debit or credit card
• Make deposits or withdrawals from your account
• Make a loan application or seek financial advice about your investments
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
• Sharing for affiliates' everyday business purposes — information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• First American Bank has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Nonaffiliates we share with can include mortgage companies, direct marketing companies, and nonprofit organizations.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• First American Bank does not participate in joint marketing.
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